Tax planning resources for AY 2026-27
Explore updated tax slabs, return filing guidance, deduction planning, investment tax rules, and smart decision support for salaried professionals, business owners, and investors.
Income Tax Calculator (Old vs New Regime)
Compare your tax liability under both tax regimes and identify the structure that reduces your annual liability before you file.
Enter income & deductions
Which regime saves more?
Choose the right ITR form for your profile
The correct form matters. Filing the wrong form can trigger defective return notices and delay refunds or processing.
Salaried individuals
Best for residents with salary income, one house property, family pension, and other small sources without business or capital gain complexity.
Investors & asset holders
Used for capital gains, more than one property, foreign assets, ESOPs, and other situations beyond basic salary-only returns.
Professionals & traders
Required by individuals and HUFs with business or professional income, including proprietors, consultants, doctors, and active F&O traders.
Presumptive taxpayers
Typically used by businesses and professionals opting for presumptive taxation under Sections 44AD or 44ADA without full books of account.
Advance tax schedule (AY 2026-27)
If your estimated net tax liability exceeds ₹10,000 after TDS, you must pay advance tax in instalments to avoid interest under Sections 234B and 234C.
Capital gains rules (Budget 2025)
Understand the latest tax treatment on equity, mutual funds, property, and virtual digital assets for the AY 2026-27 tax year.
Practical guidance for smarter tax decisions
Clean, decision-focused resources for investments, deductions, tax planning, compliance, and portfolio timing.
Gold & silver taxation
Physical gold, ETFs, digital gold, and SGBs all have different holding period rules and tax treatment.
IPO listing gains
Gains on IPO allotment and listing are treated differently based on holding period and classification under tax rules.
SIP & wealth planning
Monthly SIPs create separate holding periods, which matters while planning redemption, exemptions, and tax-efficient withdrawals.
Ask a tax expert on WhatsApp →AY 2026-27 tax slabs at a glance
Budget 2025 introduced revised slabs under the new regime. The old regime remains available for those with eligible deductions.
New tax regime (optional)
| Income range | Tax rate |
|---|---|
| Up to ₹4,00,000 | Nil |
| ₹4,00,001 – ₹8,00,000 | 5% |
| ₹8,00,001 – ₹12,00,000 | 10% |
| ₹12,00,001 – ₹16,00,000 | 15% |
| ₹16,00,001 – ₹20,00,000 | 20% |
| ₹20,00,001 – ₹24,00,000 | 25% |
| Above ₹24,00,000 | 30% |
* Standard deduction: ₹75,000 | Rebate: nil tax up to taxable income of ₹12,00,000
Old tax regime (with deductions)
| Income range | Tax rate |
|---|---|
| Up to ₹2,50,000 | Nil |
| ₹2,50,001 – ₹5,00,000 | 5% |
| ₹5,00,001 – ₹10,00,000 | 20% |
| Above ₹10,00,000 | 30% |
* Standard deduction: ₹50,000 | 80C: ₹1,50,000 | 80D: ₹25,000–₹50,000